Have you heard about the FCRA?
If you have not then you are missing out…
There have been many changes to the Fair Credit Reporting Act lately and it could affect the steps you take to fix your credit score and clean up your credit report. Any time that you are going to embark on the credit report "cleansing" process, it is essential to know what you can use to your advantage, so here is a breakdown of what the Fair Credit Reporting Act can do for you.
Not only that, but the "credit bureaus" are required by law to give you the information that they used when they say that they "verified" an account. This gives you the right to contact the provider of the information used to put a listing on your credit report.
Watch this free video presentation to learn more on how you can repair your credit yourself quickly without being charged THOUSANDS of $$$ from an attorney or credit repair company:
You will be better equipped to take on the "credit bureaus" and clean up your credit in the way that you really need. For instance, what do you do if you send a dispute to a credit bureau and they take more than 30 days to get back to you?
That's easy: you send them another letter letting them know that the FCRA states that you are entitled to a response within 30 days.
The point is that the more you know about laws which are meant to be helpful to you like the FCRA, the more you will be able to tackle your credit problems and get the score you seek. Knowledge is key and now you have a little bit more of it!
If you haven't already seen this, you can access Jeremy Maher's free credit presentation here: